Secure & Real-Time Payment Integration System for PPNS
A higher education institution in Indonesia seeking an integrated, secure, and automated billing and payment system with partner banks to streamline student and stakeholder transactions.
Key operational challenges faced before implementing the H2H payment integration
Payments were often updated manually, leading to delays and mismatches in financial records.
Student billing data and payment status between PPNS and the bank systems were not always aligned.
Sensitive financial data required secure transmission and reliable verification mechanisms.
No unified middleware to handle multi-bank integration and standardized payment workflows.
Comprehensive middleware architecture for reliable payment processing
Middleware built to connect PPNS with BNI using standard H2H API protocols (inquiry & callback).
Callback mechanism ensures every transaction is automatically logged in PPNS backend.
Data encryption, digital signature validation, and firewall protection for all transactions.
Reusable integration design to expand easily with other banks beyond BNI.
Tangible benefits from Payment Billing H2H implementation
Secure and scalable technologies powering the Payment Billing Integration
With the Payment Billing H2H middleware, PPNS successfully transformed their financial transactions into a seamless, secure, and fully automated process, enhancing efficiency, transparency, and reliability across the institution.